FOR MALPRACTICE INSURERS
Every obstetric claim turns on a fetal heart rate record. Footmark AI reads it objectively and in minutes — so you can assess merit, set reserves, and decide early which claims to defend and which to settle, before litigation spend compounds.
Built for malpractice carriers and their claims teams.
Case File
FHR-2024-08831
| Time | Feature | Conf. |
|---|---|---|
| 14:02 | Baseline 140 bpm | 0.98 |
| 14:18 | Minimal variability | 0.94 |
| 14:31 | Late deceleration | 0.97 |
| 14:44 | Recurrent late decels | 0.96 |
Plain-language analysis
Recurrent late decelerations beginning at 14:31 with minimal variability suggest evolving fetal acidemia. The pattern meets NICHD Category III criteria at 14:44 — a 27-minute window before delivery at 15:11.
Illustrative example. Not a real patient record.
Expert reviews are slow and costly, so reserve and settlement decisions get made on incomplete information. Defense spend accrues on claims that should have settled, and settlements get paid on claims that should have been defended. One early, objective read of the record changes the math, and it's the same finding for every adjuster and every file.
Get an objective read on the record the day the claim opens. Direct attention and resources to where the evidence actually points, not where the demand letter does.
The cost of an early read is a rounding error against the cost of misallocating a defense budget.
Calibrated, timestamped findings give your claims and medical teams a consistent basis for exposure and valuation, so the same record yields the same read across every file in the book.
Portfolio-level consistency that individual expert reviews can't deliver.
The same analysis supports early evaluation, mediation, and trial. Because it's reproducible and methodology-locked, it is designed to hold up if the file goes the distance.
One read at intake. The same read on the stand.
Submit the fetal heart rate record from the claim file — scanned paper, digital file, or PDF. We accept any format and any age of record.
The forensic layer extracts and calibrates baseline, variability, decelerations, and contractions, and assigns NICHD classification with confidence scoring.
A complete, explainable report you can attach to the file — annotated visualization, feature-by-feature findings, and a plain-language summary your team can act on.
A retained expert costs $15,000 to $50,000 per case and weeks of cycle time. An early, objective read costs a fraction of that and arrives in minutes — across every claim, not just the ones that reach an expert. The savings aren't only the expert fee. They're the defense spend you don't waste and the settlements you size correctly.
Claims triage and early case assessment.
Reserve setting and exposure analysis.
Settlement valuation.
Merit screening, including SIU review.
Defense-panel oversight — one consistent read across every panel firm.
The traditional model was built around human schedules. Footmark AI was built around the evidence.
What carriers ask before their first analysis.
Footmark AI is onboarding malpractice insurers now. Request access and we will be in touch within one business day.